There are many great personal finance apps for freelancers that can help you budget and manage your money more effectively.
They track your spending and create a saving habit, which is so important.
As a freelancer, it is so easy to fall victim to overspending, especially when you are living from paycheck to paycheck. Your income is always fluctuating, which is why it is so very important to track your income and expenditure on a constant basis and to make use of some of the best personal finance apps available today as well as the best possible free invoice template.
Here we have reviewed the top 6 persona
l finance apps for freelancers in 2016…
#1: Wave
It is very important for freelancers to send invoices in time. Also, care must be taken not to overcharge the customer, even by mistake. Wave is a popular invoicing and accounting software that simplifies the process of sending clients their bills. Wave is used by over 1 million freelancers and small businesses around the world. It is one of the best tried and tested personal finance apps for freelancers.
You may download Wave from here.
#2: Harvest
As a freelancer, you cannot afford to spend too much time on a project. After all, time is money for freelancers. Harvest is one of the most efficient personal finance apps that tells you just how much time you’ve been spending on each project by providing a timer that tracks your efforts by the minute. This ensures that you get paid in full for your hard work.
You may download Harvest from here.
#3: Mint.com
Mint.com is a great personal finance site and smartphone app that helps you to organize and track your finances. Mint helps you budget your expenses more effectively and check your financial status at any point of time. Mint tells you where your money is being spent and how you can cut back on your expenses and where you can save. You can now add your checking and savings accounts to Mint. You can add your credit cards, retirement accounts, and investments as well. Mint organizes your transactions into the appropriate categories and creates a customized budget based on your requirements and actual spending and presents everything in attractive graphs.
Mint can be downloaded for free at iPad, iPhone, Android phone and Android tablet
#4: SmartyPig
SmartyPig is a piggy bank or an online saving account where you can save money in advance so that you can pay cash for a smartphone, car or house later. The purpose behind SmartyPig is to help you avoid using your credit for anything and everything and use real cash for your purchases, without using credit cards for them. Set up an account on SmartyPig, create a goal and start saving till you achieve your objective, whether it is to buy an iPhone or iPad. You can then withdraw money from SmartyPig to buy the object of your desire and it would have been well earned, indeed.
This is one of the best personal finance apps for budgeting.
SmartyPig can be downloaded for free here iPhone and Android
#5: iReconcile
iReconcile is one of the personal finance apps that helps you keep a close watch on your finances. You can register on iReconcile, create a personalized budget and generate customized reports. You can reconcile your checking account, set up auto-postings of regular transactions and search for the latest transactions.
You can download iReconcile for $2.99 here.
#6: QuickBooks Self-Employed by Intuit
QuickBooks Self-Employed by Intuit is another one of those great personal finance apps that is a comprehensive system that tracks your income and expenses. This application helps you estimate your quarterly taxes, allows you to maximize your tax deductions and creates accounts that make it easier for your accountant to prepare and file your taxes.
You can download QuickBooks Self-Employed by Intuit here.
Visit the official Intuit website for more information on QuickBooks.
